Company vehicles are nothing new, many companies now invest in this form of transportation for a number of reasons from providing employee convenience (for both professional and personal use) to transporting goods or services to clients. Though company cars can be a great incentive for employees, if you are involved in an accident with one, you may face unique legal challenges that differ from your “conventional” car accident.

Commercial Vehicle vs Conventional Car Accident

The biggest difference between how a car accident involving a personal vehicle and a commercial vehicle would be handled is the insurance coverage. Unlike personal plans, commercial auto insurance is required by most businesses. While both personal and business auto insurance policies cover legal fees, injuries, and property damage; commercial auto insurance often covers more claims, various types of vehicles, and more complicated legal matters.

In the event of a commercial car crash, major firms typically have a greater range of resources to defend their interests, including highly competent adjusters and attorneys who will go above and beyond to avoid paying out damages. To better navigate such complicated negotiations, contact an accident attorney to provide you with experienced legal counsel, especially before signing any offers made to you.

Commercial Vehicle Accidents in the State of Florida

In the state of Florida, if you were hit by a commercial car or a motorist who was driving their personal vehicle “on the job”, you may have several options to pursue.

For example, say you are hit by a delivery truck driver who was operating a company-owned truck during business hours. If you sustained injuries or damages in this scenario, you may be able to file a personal injury claim or lawsuit against the following parties:

  • The company or employer: According to Florida’s “Dangerous Instrumentality Doctrine,” also known as vicarious liability, the owner of the at-fault vehicle may be held liable for the accident just by owning it. Under this doctrine, the owner, which in the above instance would be the employer, may be held accountable for negligent entrustment or supervision. Cases can also be made in situations where the at-fault driver was a known risk, such as a chronic drunk driver, or had previously caused a motor vehicle accident while operating a work vehicle on company time.
  • The at-fault driver: Under the Florida Traffic Code, drivers must operate their motor vehicles in a reasonable, conscientious, and sensible manner while on the road. This is especially true when drivers are on the job and driving a business vehicle. If a motorist operates their vehicle in a reckless or inattentive manner, resulting in an accident the driver may be held liable for any damage and injuries sustained.

If you are hit by a commercial vehicle here in South Florida, you may be able to sue multiple entities to collect the compensation you deserve. However, if it is a major corporation, you may have to fight with a powerful legal team and will require strong legal representation. The Law Offices of Leonard J. Valdes has the experience of representing clients in a variety of personal injury matters and will work endlessly to protect your rights. Schedule your consultation with our firm today by calling 305-567-0910.